/* policzymy.to – Design System */
:root {
  --bg:        #0a0f1c;
  --surface:   #0f172a;
  --card:      #1a2234;
  --card2:     #212d42;
  --border:    #2d3748;
  --text:      #e2e8f0;
  --muted:     #9ca3af;
  --primary:   #8b5cf6;
  --primary-h: #7c3aed;
  --secondary: #06b6d4;
  --danger:    #ef4444;
  --danger-h:  #dc2626;
  --warning:   #f59e0b;
  --success:   #22c55e;
  --radius:    12px;
  --radius-sm: 8px;
  --shadow:    0 4px 24px rgba(0,0,0,.45);
}

/* Reset */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--text);font-family:'Inter',system-ui,sans-serif;line-height:1.6;min-height:100vh}
a{color:var(--primary);text-decoration:none}
a:hover{color:var(--primary-h)}
img{max-width:100%}
button,input,select,textarea{font-family:inherit;font-size:inherit}

/* Typography */
h1{font-size:2.4rem;font-weight:700;line-height:1.2}
h2{font-size:1.7rem;font-weight:700;line-height:1.25}
h3{font-size:1.2rem;font-weight:600}
h4{font-size:1rem;font-weight:600}
p{color:var(--muted)}

/* ───────── NAV ───────── */
.nav-main{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.nav-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:64px}
.nav-logo{display:flex;align-items:center;gap:10px;font-size:1.35rem;font-weight:800;color:var(--text) !important}
.nav-logo span{color:var(--primary)}
.nav-logo-icon{width:32px;height:32px;background:var(--primary);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;color:#fff}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{color:var(--muted);padding:8px 12px;border-radius:var(--radius-sm);font-size:.875rem;transition:.2s;white-space:nowrap}
.nav-links a:hover{color:var(--text);background:var(--card)}
.nav-links .btn-nav{background:var(--primary);color:#fff;padding:8px 18px;border-radius:var(--radius-sm);font-size:.875rem;font-weight:600;transition:.2s}
.nav-links .btn-nav:hover{background:var(--primary-h);color:#fff}
.nav-links .btn-nav-out{background:transparent;border:1px solid var(--border);color:var(--muted);padding:7px 16px;border-radius:var(--radius-sm);font-size:.875rem;transition:.2s}
.nav-links .btn-nav-out:hover{border-color:var(--danger);color:var(--danger)}
.nav-form-links{display:flex;align-items:center;gap:2px;padding-right:10px;margin-right:6px;border-right:1px solid var(--border)}
.nav-form-links a{color:var(--text);font-weight:600;font-size:.83rem;padding:7px 11px;border-radius:var(--radius-sm);border:1px solid var(--border);transition:.2s;white-space:nowrap}
.nav-form-links a:hover{border-color:var(--primary);color:var(--primary);background:rgba(139,92,246,.07)}
.nav-hamburger{display:none;flex-direction:column;justify-content:space-between;width:26px;height:18px;background:none;border:none;cursor:pointer;padding:0}
.nav-hamburger span{display:block;height:2px;background:var(--text);border-radius:2px;transition:.2s}
@media(max-width:900px){
  .nav-hamburger{display:flex}
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--border);flex-direction:column;padding:12px 16px;gap:6px;z-index:200}
  .nav-links.open{display:flex}
  .nav-form-links{flex-direction:column;border-right:none;padding-right:0;margin-right:0;border-bottom:1px solid var(--border);padding-bottom:8px;margin-bottom:4px;width:100%;align-items:flex-start}
  .nav-form-links a{width:100%}
  .nav-links a,.nav-links .btn-nav,.nav-links .btn-nav-out{width:100%;text-align:left;box-sizing:border-box}
}

/* ───────── HERO ───────── */
.hero{padding:72px 24px 56px;text-align:center;max-width:1200px;margin:0 auto}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(139,92,246,.12);border:1px solid rgba(139,92,246,.3);color:var(--primary);padding:6px 14px;border-radius:999px;font-size:.85rem;font-weight:600;margin-bottom:24px}
.hero h1{font-size:3rem;font-weight:800;line-height:1.15;margin-bottom:20px}
.hero h1 span{color:var(--primary)}
.hero p{font-size:1.15rem;color:var(--muted);max-width:620px;margin:0 auto 36px}
.hero-btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
@media(max-width:640px){.hero h1{font-size:2rem}}

/* ───────── SEKCJA ───────── */
.section{padding:64px 24px;max-width:1200px;margin:0 auto}
.section-title{text-align:center;margin-bottom:48px}
.section-title h2{margin-bottom:12px}
.section-sep{border:none;border-top:1px solid var(--border);margin:0 24px}

/* ───────── KALKULATOR KREDYTU ───────── */
.calc-wrap{max-width:820px;margin:0 auto;background:var(--surface);border:1px solid var(--border);border-radius:16px;overflow:hidden}
.calc-tabs{display:flex;border-bottom:1px solid var(--border)}
.calc-tab{flex:1;padding:16px 12px;text-align:center;font-size:.9rem;font-weight:600;color:var(--muted);background:transparent;border:none;cursor:pointer;transition:.2s;border-bottom:3px solid transparent}
.calc-tab.active{color:var(--primary);border-bottom-color:var(--primary);background:rgba(139,92,246,.06)}
.calc-body{padding:36px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:24px}
.form-group{display:flex;flex-direction:column;gap:6px}
.form-group label{font-size:.875rem;font-weight:500;color:var(--muted)}
.form-control{background:var(--card);border:1px solid var(--border);color:var(--text);padding:12px 16px;border-radius:var(--radius-sm);transition:.2s;width:100%}
.form-control:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(139,92,246,.15)}
.form-control::placeholder{color:#4b5563}
select.form-control{cursor:pointer}
.input-suffix{position:relative}
.input-suffix input{padding-right:52px}
.input-suffix .suffix{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:.875rem;pointer-events:none}
.range-wrap{display:flex;flex-direction:column;gap:8px}
.range-labels{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted)}
input[type=range]{-webkit-appearance:none;width:100%;height:6px;border-radius:3px;background:var(--border);outline:none;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--primary);cursor:pointer;border:2px solid var(--bg)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--primary);cursor:pointer;border:2px solid var(--bg)}
.calc-result{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:24px}
.calc-result-item{text-align:center}
.calc-result-item .val{font-size:1.5rem;font-weight:800;color:var(--primary)}
.calc-result-item .lbl{font-size:.8rem;color:var(--muted);margin-top:4px}
.calc-disclaimer{font-size:.78rem;color:var(--muted);line-height:1.5;margin-bottom:20px;padding:12px;background:rgba(245,158,11,.06);border:1px solid rgba(245,158,11,.2);border-radius:var(--radius-sm)}
@media(max-width:640px){.calc-grid{grid-template-columns:1fr}.calc-result{grid-template-columns:1fr 1fr}.calc-body{padding:20px}}

/* ───────── KARTY OFERT ───────── */
.offers-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.offer-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:.2s;position:relative;overflow:hidden}
.offer-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--primary)}
.offer-card:hover{border-color:var(--primary);transform:translateY(-2px);box-shadow:var(--shadow)}
.offer-card-badge{display:inline-flex;align-items:center;gap:5px;padding:4px 10px;border-radius:999px;font-size:.75rem;font-weight:700;margin-bottom:14px}
.badge-green{background:rgba(34,197,94,.12);color:#4ade80;border:1px solid rgba(34,197,94,.25)}
.badge-blue{background:rgba(6,182,212,.12);color:#22d3ee;border:1px solid rgba(6,182,212,.25)}
.badge-purple{background:rgba(139,92,246,.12);color:#a78bfa;border:1px solid rgba(139,92,246,.25)}
.badge-orange{background:rgba(245,158,11,.12);color:#fbbf24;border:1px solid rgba(245,158,11,.25)}
.offer-card h3{margin-bottom:6px;font-size:1.1rem}
.offer-card .bank{font-size:.85rem;color:var(--muted);margin-bottom:16px}
.offer-meta{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}
.offer-meta-item .meta-lbl{font-size:.75rem;color:var(--muted)}
.offer-meta-item .meta-val{font-size:1rem;font-weight:700;color:var(--text)}
.offer-meta-item .meta-val span{font-size:.8rem;font-weight:400;color:var(--muted)}
.offer-tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:16px}
.offer-tag{font-size:.73rem;padding:3px 9px;border-radius:999px;background:var(--card2);color:var(--muted);border:1px solid var(--border)}

/* ───────── FILTRY ───────── */
.filter-bar{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px 24px;margin-bottom:28px;display:flex;flex-wrap:wrap;gap:14px;align-items:flex-end}
.filter-item{display:flex;flex-direction:column;gap:5px;min-width:140px}
.filter-item label{font-size:.78rem;color:var(--muted);font-weight:500}
.filter-item select,.filter-item input{padding:9px 12px;background:var(--card);border:1px solid var(--border);border-radius:var(--radius-sm);color:var(--text);font-size:.875rem;min-width:140px}
.filter-item select:focus,.filter-item input:focus{outline:none;border-color:var(--primary)}

/* ───────── KROKI ───────── */
.steps-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:24px}
.step-card{text-align:center;padding:32px 20px}
.step-num{width:52px;height:52px;border-radius:50%;background:rgba(139,92,246,.12);border:2px solid rgba(139,92,246,.3);color:var(--primary);font-size:1.3rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.step-card h3{margin-bottom:8px}

/* ───────── FAQ ───────── */
.faq-list{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:8px}
.faq-item{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}
.faq-q{width:100%;text-align:left;padding:18px 20px;background:transparent;border:none;color:var(--text);font-size:.95rem;font-weight:600;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq-q:hover{background:var(--card)}
.faq-q .icon{color:var(--primary);font-size:1.1rem;flex-shrink:0;transition:.2s}
.faq-a{display:none;padding:0 20px 18px;color:var(--muted);font-size:.9rem;line-height:1.65}
.faq-item.open .faq-a{display:block}
.faq-item.open .faq-q .icon{transform:rotate(45deg)}

/* ───────── PRZYCISKI ───────── */
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 24px;border-radius:var(--radius-sm);font-weight:600;border:none;cursor:pointer;transition:.2s;text-decoration:none;font-size:.95rem}
.btn-primary{background:var(--primary);color:#fff}
.btn-primary:hover{background:var(--primary-h);color:#fff}
.btn-secondary{background:var(--secondary);color:#fff}
.btn-secondary:hover{background:#0891b2;color:#fff}
.btn-outline{background:transparent;border:1px solid var(--border);color:var(--muted)}
.btn-outline:hover{border-color:var(--primary);color:var(--primary)}
.btn-lg{padding:14px 32px;font-size:1.05rem}
.btn-full{width:100%;justify-content:center}

/* ───────── ALERTY ───────── */
.alert{padding:12px 16px;border-radius:var(--radius-sm);font-size:.9rem;margin-bottom:16px;display:flex;align-items:flex-start;gap:10px}
.alert-error{background:rgba(239,68,68,.1);border:1px solid rgba(239,68,68,.3);color:#fca5a5}
.alert-info{background:rgba(139,92,246,.1);border:1px solid rgba(139,92,246,.3);color:#c4b5fd}
.alert-success{background:rgba(34,197,94,.1);border:1px solid rgba(34,197,94,.3);color:#86efac}

/* ───────── LOGIN ───────── */
.login-page{min-height:calc(100vh - 64px);display:flex;align-items:center;justify-content:center;padding:40px 16px}
.login-card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:40px;width:100%;max-width:420px}
.login-logo{text-align:center;margin-bottom:28px}
.login-card h1{font-size:1.4rem;margin-bottom:8px}
.login-card .sub{color:var(--muted);font-size:.9rem;margin-bottom:24px}
.form-label{display:block;font-size:.875rem;font-weight:500;color:var(--muted);margin-bottom:6px}
.form-input{background:var(--card);border:1px solid var(--border);color:var(--text);padding:12px 16px;border-radius:var(--radius-sm);transition:.2s;width:100%;display:block}
.form-input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(139,92,246,.15)}
.form-hint{font-size:.78rem;color:var(--muted);margin-top:5px}
.sms-digits{display:flex;gap:8px;justify-content:center;margin-bottom:4px}
.sms-digit{width:44px;height:52px;text-align:center;font-size:1.3rem;font-weight:700;background:var(--card);border:2px solid var(--border);border-radius:var(--radius-sm);color:var(--text);transition:.2s}
.sms-digit:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(139,92,246,.15)}
.back-link{text-align:center;margin-top:16px;font-size:.85rem;color:var(--muted)}
.back-link a{color:var(--muted)}
.back-link a:hover{color:var(--text)}

/* ───────── STRONA KONTA ───────── */
.page-wrap{max-width:860px;margin:48px auto;padding:0 24px}
.card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:36px}
.card-title{font-size:1.2rem;font-weight:700;margin-bottom:6px;display:flex;align-items:center;gap:10px}
.card-sub{color:var(--muted);font-size:.9rem;margin-bottom:28px}

/* ───────── FOOTER ───────── */
footer{background:var(--surface);border-top:1px solid var(--border);padding:52px 24px 28px;margin-top:auto}
.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:36px}
.footer-brand .logo{font-size:1.3rem;font-weight:800;color:var(--text);margin-bottom:12px}
.footer-brand .logo span{color:var(--primary)}
.footer-brand p{font-size:.875rem;color:var(--muted);line-height:1.6}
.footer-col h4{font-size:.875rem;font-weight:700;color:var(--text);margin-bottom:14px}
.footer-col a{display:block;font-size:.875rem;color:var(--muted);margin-bottom:8px;transition:.15s}
.footer-col a:hover{color:var(--primary)}
.footer-bottom{max-width:1200px;margin:0 auto;padding-top:24px;border-top:1px solid var(--border);display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.footer-bottom small{font-size:.78rem;color:var(--muted)}
.footer-bottom small a{color:var(--muted)}
.footer-bottom small a:hover{color:var(--text)}
@media(max-width:768px){.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}

/* ───────── CTA STRIP ───────── */
.cta-strip{background:linear-gradient(135deg,rgba(139,92,246,.15),rgba(6,182,212,.1));border:1px solid rgba(139,92,246,.25);border-radius:16px;padding:48px 32px;text-align:center;margin:64px 24px}
.cta-strip h2{margin-bottom:14px}
.cta-strip p{margin-bottom:28px;max-width:520px;margin-left:auto;margin-right:auto}

/* ───────── TRUST STATS ───────── */
.trust-bar{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:28px 24px}
.trust-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.trust-item{text-align:center}
.trust-item .val{font-size:1.8rem;font-weight:800;color:var(--primary)}
.trust-item .lbl{font-size:.8rem;color:var(--muted);margin-top:4px}
@media(max-width:640px){.trust-inner{grid-template-columns:1fr 1fr}}

/* ───────── UTILITY ───────── */
.text-center{text-align:center}
.mt-8{margin-top:8px}
.mt-16{margin-top:16px}
.mt-24{margin-top:24px}
.mt-32{margin-top:32px}
.mb-8{margin-bottom:8px}
.mb-16{margin-bottom:16px}
.mb-24{margin-bottom:24px}